Sr. No.
Name of the sceme
Period
Rate of INT P.A.
1
LOAN AGAINST GOLD ORNAMENTS - Loan amount up to Rs. 100000
Loan amount Rs. 100000 to Rs. 200000
Loan amount above Rs. 200000 upto Rs. 500000
up to 12 months
up to 12 months
Max up to 36 months (EMI)
9.50% P.A.
10% P.A.
11% P.A.
2
HOUSING LOAN (Regular)
up to 240 months
9.50% P.A.
3
SANMITRA GRIHA DURUSTI YOJANA
Maximum 60 months
11.50% P.A.
4
BUILDER FINANCE (C.R.E.)
Maximum 60 months
14% P.A.
5
PURCHASE OF SHOP, OFFICE, GODOWN (For personal and rental purpose)
Maximum 120 months
11.50% P.A.
6(a)
SANMITRA VASTU UDYOG LOAN SCHEME (Regular)
Maximum 84 months
11.50% P.A.
6(b)
SANMITRA VASTU UDYOG LOAN SCHEME (MSME Unit/SSI Unit)
Maximum 84 months
11% P.A.
7
SANMITRA IMMOVABLE PROPERTY LOAN
Maximum 120 months
13% P.A.
8(a)
CASH CREDIT (Regular)
up to 12 months
11.50% P.A.
8(b)
CASH CREDIT (S.S.I./M.S.M.E.)
up to 12 months
11% P.A.
9
T.O.D.
As per bank policy
LOAN INT +2%
10
SANMITRA LIQUI RENT SCHEME
Rental agreement has a lock in period which is not shorter than the tenor of loan
11% P.A.
11
LOAN FOR EDUCATIONAL INSTITUTE
upto 120 months
12% P.A.
12
EDUCATION LOAN
As per course period
9% P.A.
13
LOAN TO PROFESSIONAL, SELF EMPLOYED, DOCTOR, ENGINEER. C.A., ADVOCATE etc.
Upto 120 months
11% P.A.
14
SPORT LOAN
Upto 84 months
10% P.A.
15(a)
SANMITRA CAR FINANCE YOJANA - CAR LOAN FOR PERSONAL USE
up to 36 months
up to 48 months
up to 60 months
up to 84 months
9 % P.A.
9.25% P.A.
9.50% P.A.
10% P.A.
15(b)
USED CAR LOAN (2nd HP) FOR PERSONAL USE
up to 48 months
10% P.A.
16
SANMITRA CAR FINANCE YOJANA - CAR LOAN (COMMERCIAL)
up to 36 months
up to 48 months
up to 60 months
10% P.A.
10.25 % P.A.
10.50% P.A.
17
NEW MACHINERY LOAN (R.T.O. REGD. and NON REGD.)
up to 60 months
11% P.A.
18
FURNITURE LOAN
up to 60 months
12.50% P.A.
19
CONSUMER DURABLE LOAN ( up to 1 Lakh)
up to 48 months
13% P.A.
20
PERSONAL LOAN
up to 60 months
14% P.A.
21
ADVANCE AGAINST INSURANCE POLICIES and NSC
up to 36 months
13% P.A.
22
SANMITRA LIQUI DEPOSIT
-
FD Interest + 1% extra on FD Receipt
23
LOAN AGAINST FD (Third Party)
Maturity period
FD Rate + 3%
24
COMMERCIAL VEHICLE LOAN (2nd HP)
JCB and OTHER MACHINERY
POKLANE, EXCAVATOR, CRANE
24 to 48 months
up to 48 months
up to 48 months
11.50% P.A.
11.50% P.A.
11.50% P.A.
25
ELECTRONIC FOUR WHEELER LOAN
up to 36 months
36 to 48 months
48 to 60 months
60 to 84 months
8.75% P.A.
9% P.A.
9.25% P.A.
9.75% P.A.
26
ELECTRIC VEHICLE (Two Wheeler)
36 to 60 months
36 to 60 months
9.50 % P.A. for Female
10 % P.A. for Male
27
3 WHEELER GOODS AND CARRIER SCHEME
up to 36 months
up to 48 months
up to 60 months
10% P.A.
10.25 % P.A.
10.50% P.A.
28
TWO WHEELER LOAN Non-Electric VEHICLE
36 to 60 months
10% P.A. for Male and 9.50% for Female
29
AUTHORISED HAWKERS LOAN
36 to 48 months
14%
30
AGRICULTURE ALLIED
36 to 60 months
11.50%
31
HOUSE WORKERS LOAN
36 Months
14%